You could be one of 300+ winners

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.

Debit, International, Business, and Mastercard Corporate Card Transactions Are Not Eligible For Automatic Entry in this Sweeps (defined below).

All Disputes Will Be Resolved Solely By Binding Arbitration and Entrants Waive The Ability To Bring Claims In A Class Action Format.

Grand Prize Winner and First Prize Winner(s) of each Trip (defined below) prize must travel within twelve (12) months of prize acceptance or forfeit his/her right to receive Trip prize in its entirety.

 

For the purpose of this Sweeps (defined below): (1) all entries, whether submitted by using an eligible Mastercard credit card as described below or by alternate means of entry (i.e., mail-in method of entry), have an equal chance of winning; and (2) use requires signature-based purchase transactions initiated by a CFNA Mastercard^® credit card (an “Eligible Card”), as described below.

 

Eligibility: The Road to Adventure Sweepstakes (“Sweeps”) is open only to individuals who are at time/date of entry: (i) legal permanent residents of and physically located in one (1) of the fifty (50) states of the United States (including D.C.), and (ii) who have reached the legal age of majority in their state/jurisdiction of residence (which is eighteen (18) years of age in most states, but is nineteen (19) years of age in Alabama and Nebraska and twenty-one (21) years of age in Mississippi). Void in U.S. Territories, including Guam, Puerto Rico, and where prohibited by law. Employees, officers, and directors of Credit First National Association (“Sponsor” or “CFNA”), Mastercard International Incorporated (“Mastercard”), teamDigital Promotions, Inc. (“Administrator”), and each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, advertising/promotion agencies, and their immediate family members (i.e., spouses, parents, grandparents, children, grandchildren, and siblings and each of their respective spouses), and/or those living at the same physical address (“household”) (i.e., people who share the same residence at least three (3) months a year, whether legally related or not) of any of the foregoing are not eligible to enter or win a prize in this Sweeps. Sponsor, Mastercard, Administrator, and each of their respective parent companies, affiliates, distributors, subsidiaries, prize providers, and advertising/promotion agencies are each a “Released Party” and shall hereinafter collectively be referred to as the “Released Parties”.

Promotion Period and Entry Periods: The Sweeps begins at 12:00:01 AM Central Time (“CT”) on January 15, 2027 and ends at 11:59:59 PM CT on April 15, 2027 (the “Promo Period”), and consists of four (4) separate, independent entry periods (each, an “Entry Period”), that includes three (3) separate, independent monthly entry periods (each, a “Monthly Period”) and one (1) grand prize entry period the “Grand Prize Period” as outlined in the chart below.

 

How to Enter: There are four (4) methods of entry for this Sweeps as follows:

 

Automatic Entry for Sweeps using your Eligible Card as follows:

 

1. Receive one (1) entry into the applicable Monthly Period outlined below each time you use your Eligible Card to make a signature-based purchase transaction anywhere Mastercard is accepted during the Promo Period. For the purpose of this Sweeps, a signature-based purchase transaction is the way in which a credit card transaction is processed through Mastercard’s U.S. transaction processing system at the point of sale. Signature-based purchase transactions route through credit card networks, not debit networks. They are a type of payment where customers authorize the transaction by providing their signature rather than entering a PIN. For online purchases, a physical signature is not required.

    

2. Receive two (2) entries into the applicable Monthly Period outlined below each time you use your CFNA Mastercard to make an eligible grocery or restaurant purchase transaction. For the purpose of this Sweeps, eligible grocery or restaurant purchases include only purchase transactions processed by a merchant using MCC 5812, 5813, 5814, 5411.

    

3. Receive three (3) entries into the applicable Monthly Period outlined below each time you use your CFNA Mastercard to make a Service Station/Fuel Pay at the pump or EV Charging purchase. For the purpose of this Sweeps, eligible purchases include only purchase transactions processed by a merchant using MCC 5541, 5542, 5552. 

 

Entries will be entered into the applicable Monthly Period drawing during which that transaction was made, as well as into the Grand Prize Period drawing. Purchase transactions involving account adjustment transactions/returns, international transactions, debit transactions, late payment fees, over-limit or over-draft transactions or fees, return check fees, check re-order fees, ATM transactions or fees, cash advances or other transactions requiring a PIN for completion, monthly/annual fees, balance transfers and/or other fees assessed on your account are not eligible for automatic Sweeps entry. Entries from cards other than an Eligible Card, including international cards, debit cards, business cards, corporate cards, and unauthorized Eligible Card use from transactions that require a PIN for completion (e.g., cash advances), are void. Entries from purchases made with lost, stolen, or a fraudulent Eligible Card are void. Only signature-based purchase transactions made with an Eligible Card (as detailed above) for an account that is in good standing (both at time of entry and winner selection) and issued by Sponsor in the U.S. to an identifiable Eligible Card-holder, and that are processed and submitted through Mastercard’s U.S. transaction processing system during the Promo Period are eligible for automatic entry; or

 

4. To enter the Sweeps by mail without making a purchase/needing to use an Eligible Card - you may receive three (3) entries into the applicable Monthly Period and Grand Prize Period by hand printing your full name, complete mailing address, email address, telephone number, date of birth, and the words “Road to Adventure Sweepstakes” on a plain 3” x 5” piece of paper and mailing it in a sealed, stamped and hand printed #10 envelope to: Road to Adventure Sweepstakes, 211 Greenwood Ave. 2-2, Promo 545, Bethel, CT 06801. Enter as often as you wish by mail, but each entry must be mailed separately, postmarked by the applicable postmark deadline and received by the applicable mail-in deadline to be eligible for applicable Monthly Period or Grand Prize Period (as set forth in the chart below).

 

There is no limit to the number of entries an individual may receive during the Promo Period (regardless of entry method chosen). No photocopied, computer-generated facsimiles, mechanically reproduced, or mass entries permitted, and any entries received by such means are void. All entries become property of Sponsor and will not be acknowledged or returned. Sponsor and the other Released Parties are not responsible for lost, incomplete, illegible, late, misdirected, delayed, garbled, damaged, inaccurate, stolen, postage-due, or mutilated entries or mail; theft, destruction or unauthorized access to, or alteration of, entries, defect or delay in transmission or transaction processing, interrupted or unavailable network, server, wireless service provider or other connections; any error, omission, interruption, defect or delay in transmission, third-party transaction classification, transaction processing, or communication; traffic congestion on the Internet or any technical problem, including, but not limited to, any injury or damage to an entrant’s or any other person’s computer related to or resulting from Sweeps participation, technical or mechanical malfunctions; failures or malfunctions of phones (including wireless phones/handsets), phone lines, cellular equipment towers or telephone systems; interrupted or unavailable network, server or other connections; errors or omissions in these Rules, in any Sweeps-related advertisements or other materials; and any other errors or problems in connection with this Sweeps, including, without limitation, errors or problems in connection with the administration of the Sweeps, the processing of entries, in the selection or announcement of the winners or in awarding of the prize; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweeps, human error, or otherwise. Use of any device to automate or subvert entry is prohibited and any entries received by such means will be void. No software-generated, robotic, programmed, script, macro, artificial-intelligence generated or other automated entries are permitted, and any entries received by such means will be void. Sponsor reserves the right, in its sole discretion, to void any and all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness or proper play of this Sweeps.

 

Entry Periods and Selection of Winners/Odds: The below listed prizes will be awarded in individual random drawings among all entries received for a total of four (4) drawings (three (3) Monthly Period drawings and one (1) Grand Prize drawing at the conclusion of the Promo Period, as set forth in the chart below). Drawings for each Entry Period will be conducted by Administrator on the drawing dates set forth in the chart below. All decisions of Sponsor and Administrator will be final and binding in all matters relating to this Sweeps. Non-winning entries received for one (1) Monthly Period drawing will carry forward to subsequent Monthly Period drawings. All non-winning entries received for Monthly Period 1 through Monthly Period 3 will be included in the Grand Prize Period drawing. Odds of winning a First Prize or Second Prize will depend on the total number of entries received for each applicable Monthly Period. Odds of winning the Grand Prize will depend on the total number of entries received during the Promo Period.

 

Entry Periods	Entry Period Transactions (beginning 12:00:01 AM CT and ending 11:59:59 PM CT)	Postmark Deadline	Mail-In Receipt Deadline	Drawing Dates
Monthly Period 1	1/15/27 – 2/15/27	2/16/27	2/23/27	3/2/27
Monthly Period 2	2/16/27 – 3/15/27	3/16/27	3/23/27	3/30/27
Monthly Period 3	3/16/27 – 4/15/27	4/16/27	4/23/27	4/30/27
Grand Prize Period	1/15/27 – 4/15/27	4/16/27	4/23/27	4/30/27

 

The potential prize winners will be notified by Administrator via telephone, email, and/or mail (method selected in Administrator’s discretion). Subject to verification of eligibility and compliance with these Rules, the potential winners will be declared the official winners of the Sweeps.

 

In the event that a potential winner is selected via an Eligible Card transaction (purchase), the prize will be awarded to the individual named on the Eligible Card that is used to transact the winning entry (as determined by Sponsor’s account records and subject to Sponsor’s timely identification of the account holder). If awarding of a prize is not feasible after Sponsor’s good faith effort to obtain account holder contact information from the Sponsor, prize will be forfeited and an alternate winner may be selected by random drawing from among all remaining eligible entries received during the applicable Entry Period. The Released Parties are not responsible for false, incorrect, changed, incomplete, or illegible contact information. The Released Parties shall have no liability for any winner notification that is lost, intercepted, or not received by a potential winner for any reason.

Prizes: A total of three-hundred nineteen (319) prizes (one (1) First Prize per Monthly Period, fifteen (15) Second Prizes per Monthly Period, one-hundred (100) Third Prizes per Monthly Period, and one (1) Grand Prize at the end of the Promo Period) will be awarded in this Sweeps. Federal, state, and local taxes and all other expenses not specified herein are each winner’s sole responsibility. The ARV (defined below) of the prizes is based on available information provided to Sponsor and the value of any prize awarded to a winner may be reported for tax purposes as required by law. The ARV of the prizes represent Sponsor’s good faith determination. That determination is final and binding and cannot be appealed. If the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded. Each potential winner may be required to provide Sponsor with a valid social security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issued in the name of each winner for the actual value of the prizes received. Unclaimed prizes will be forfeited. The Released Parties are not responsible for and will not replace any lost, mutilated, or stolen prize(s) or any prize that is undeliverable or does not reach a winner because of an incorrect or changed address.  If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited, and the Released Parties will have no further obligation with respect to that prize or portion of the prize. Mastercard Prepaid^® card restrictions apply: https://prepaidcardtermsandconditions.com. An entrant may win one (1) Monthly Period prize across all Monthly Periods, but once they have won a Monthly Period prize, they are no longer eligible to win any additional Monthly Period prizes. Even if an entrant has won a Monthly Period prize, entrant may also win one (1) Grand Prize.

One (1) Grand Prize: Grand Prize winner will receive a six (6)-night trip for two (2) (winner and one (1) guest) to the winner’s choice of one (1) of the following two (2) destinations: (A) Colorado; or (B) Key West. Trip includes round-trip coach air transportation for winner and one (1) guest (guest’s transportation will be arranged from the same location as the Grand Prize winner) from the major U.S. airport nearest winner’s residence (determined by Sponsor in its sole discretion) to destination selected, one (1) standard double-occupancy hotel accommodation for six (6) nights, ground transportation to/from airport/hotel in destination selected, select activities and meals (determined by Sponsor), one (1) $500 Mastercard Prepaid® card (for use by winner only), and $7,000 awarded as a check to the winner to be used to help offset taxes (collectively, the “Grand Prize”). (Approximate retail value (“ARV”) of Grand Prize = $21,500).

 

Three (3) First Prizes (one (1) First Prize per Monthly Period):  Each First Prize winner will receive a four (4)-night trip for two (2) (winner and one (1) guest) to one (1) of the following four (4) destinations: (A) Miami, Florida; (B) New York, New York; (C) Los Angeles, California; or (D) Chicago, Illinois. Trip includes round-trip coach air transportation for winner and one (1) guest (guest’s transportation will be arranged from the same location as the Grand Prize winner) from the major U.S. airport nearest winner’s residence (determined by Sponsor in its sole discretion) to destination selected, one (1) standard double-occupancy hotel accommodation for four (4) nights, ground transportation to/from airport/hotel in destination selected, select activities and meals (determined by Sponsor), one (1) $250 Mastercard Prepaid® card (for use by winner only), and $2,500 awarded as a check to each winner to be used to help offset taxes (“First Prize”). (ARV of each First Prize = $8,000).

 

Each of the Grand Prize and First Prize are considered a "Trip".

 

Fifteen (15) Second Prizes (five (5) Second Prizes per Monthly Period):  Each Second Prize winner will receive one (1) $250 Priceless Planet digital gift card (“Second Prize”). (ARV of each Second Prize = $250).

 

Three hundred (300) Third Prizes (one hundred (100) Third Prizes per Monthly Period):  Each Third Prize winner will receive one (1) $100 Priceless Planet digital gift card (“Third Prize”). (ARV of each Third Prize = $100).

 

TOTAL ARV OF ALL PRIZES TO BE AWARDED IN THIS SWEEPS: $79,250.

 

Terms Applicable to Each Trip: All Trip details and prize details not specifically set forth herein will be determined by Sponsor in its sole and absolute discretion. Trip must be taken within twelve (12) months of prize acceptance or prize will be forfeited and an alternate potential winner may be selected by random drawing from among all remaining entries received, if time permits. Trip must be booked through Sponsor’s designated promotional agency. Blackout dates and other travel/accommodations/activity restrictions may apply. Actual value of prize will vary depending on winner’s city of departure and final travel requirements and activities; any difference in value will not be awarded. Sponsor, in its sole discretion, reserves the right to provide ground transportation in lieu of air transportation. Released Parties are not responsible for travel delays or cancellations. If any prize-related activity(s) is canceled or postponed for any reason, before or after Trip arrangements are made, Sponsor reserves the right, in its sole discretion, to award the balance of the Trip or to award an alternate prize of equal or greater value in full satisfaction of prize award. If, for any reason whatsoever, the Trip winner and/or guest are unable to travel or participate in the Trip after all Trip-related travel arrangements have been made, Sponsor (and, for the avoidance of doubt, the other Released Parties) shall have no further obligation to a Trip winner and/or guest(s) and no alternate winner will be selected. Prize or any elements thereof may not be separated or redeemed for cash. Travel and hotel restrictions apply. Trip winners and their guest(s) must travel on the same itinerary, must be age of majority in his/her state of residence, and are responsible for obtaining and possessing all required valid photo ID (REAL ID) and travel documents prior to travel. Trip is subject to supervision and security and other policies designated by Sponsor. Exact details of any activities, including, but not limited to, date, time, location and duration are at Sponsor’s sole discretion. Itinerary and program elements are at the discretion of Sponsor and are subject to change. Trip winners and their guest(s) agree to comply with all applicable venue and/or hotel rules and regulations in connection with the prize. Sponsor and the applicable onsite representatives reserve the right, in their sole discretion, to remove or to deny entry to a winner and/or his/her guest who engages in a non-sportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person during Trip/at any event associated with the prize. Trip winners and their guest(s) will be escorted out of the hotel, venue, and/or any other Trip aspect by Sponsor, the applicable onsite representatives, or their designated agent(s) for improper conduct and/or violation of federal, state or local laws (including, but not limited to, the unlawful possession, use, or distribution of illicit drugs, unlawful drug paraphernalia, and alcohol) and, in the case of any such infraction, Sponsor (and, for the avoidance of doubt, the other Released Parties) will have no further obligation to a winner and a winner and his/her guest will forfeit the balance of the Trip. Released Parties will not be responsible for weather conditions, Acts of God, acts of terrorism, riot or civil disturbances, large-scale illness, terrorist threat or activity, war (declared or undeclared) work stoppage or any other natural disaster outside their control that may cause the cancellation or postponement of any elements of Trip. All costs and expenses associated with the acceptance and use or misuse of the prize not specified herein as being awarded, including, but not limited to, all federal, state and local taxes, additional air and ground transportation, food, beverages, souvenirs, gratuities, airline luggage charges, incidentals, upgrades, insurance, service charges and other misc. travel expenses are winner’s sole responsibility. Trip winners and their guest(s) are responsible for obtaining travel insurance (and all other forms of insurance) at their option and hereby acknowledge that Sponsor and the other Released Parties have not and will not obtain or provide travel or other form of insurance. Trip winners acknowledge that an inherent risk of exposure to COVID-19 and other communicable diseases/illness exist in any place where people gather. COVID-19 is an extremely contagious disease that can lead to severe illness and death. Trip winners assume all risks, hazards, and dangers arising from or relating in any way to the risk of contracting COVID-19 or any other communicable disease or illness, or a bacteria, virus or other pathogen capable of causing a communicable disease or illness, whether occurring before, during, or after attending the Trip however caused or contracted, and voluntarily waive all claims and potential claims against the Released Parties relating to such risks. It is the responsibility of each Trip winner to comply with COVID-19 protocols (e.g., wear masks at all times, have a vaccine or show proof of vaccination) as required by prize provider.

 

Privacy: Your use of your Eligible Card to make a purchase during the Promo Period and/or your submission of a 3” x 5” mail-in entry constitutes your consent to enter and participate in this Sweeps and your consent for Sponsor, Mastercard and Administrator to obtain, use and transfer your full name, Eligible Card number, email address, home and mailing addresses, phone number and other information provided by entrants in connection with this Sweeps (collectively, “Sweeps Data”) for the purpose of administering this Sweeps, awarding the prizes and to comply with applicable legal requirements. For information regarding Sponsor’s privacy practices, visit https://www.cfna.com/legal. Any information entrant provides may be used to communicate with entrant in relation to this Sweeps or on a Sweeps winner’s list. For automatic entries through use of an Eligible Card, Sponsor (or Administrator on Sponsor’s behalf) may obtain the applicable Eligible Card account holder’s personal contact information (e.g., name, home and mailing addresses, email address, phone number) from Sponsor in order to award prizes. 

 

Sponsor and/or Mastercard may elect to send email marketing communications to its Eligible Card-holders or other email recipients in its database in connection with the Sweeps. You can, at any time and free of charge, choose not to receive any of those email communications by clicking on the unsubscribe link within the email. Opting out of receiving email communications from Sponsor or Mastercard will not preclude a consumer from winning. Opting out of receiving marketing communications does not opt you out of receiving servicing/transactional emails related to your account with Sponsor or Mastercard.

 

Except where prohibited by law, acceptance of a prize constitutes each winner’s irrevocable consent to the Released Parties, and each of their respective agents’, successors’,  assigns’, and other designees’ use of each winner’s name, likeness, photograph, voice, statements, social media posts/handles, opinions, biographical information, prize, and/or state/city of residence for advertising and promotional and publicity purposes in any and all media or formats, worldwide, in perpetuity, without any permission, notification, payment, or consideration, except for the awarding of the prize(s) to the winners. You may be required to sign a document confirming your consent to this effect.  Failure to complete required consent documentation may result in forfeiture of prize.  Released Parties are not responsible for late, lost, stolen, illegible, incomplete, misdirected, delayed, garbled, damaged, inaccurate or undelivered emails, entries, theft, destruction, or unauthorized access to, or alteration of Sweeps Data, defect/delay in transmission or communication, including, but not limited to, recording failures, or for telephonic, human, or computer failures, problems or errors, interruptions in service leveraged to create an entry, whether due to system upgrades, repairs, modifications or other causes, defect or delay in transmission, connections, satellite, network, cable, Internet Service Provider (ISP), phones, phone lines or telephone systems, recording/filming systems, electronic equipment, computer hardware or software failures, inaccurate entry information, traffic congestion on the internet, technical or mechanical malfunctions, or other malfunctions, errors or delays, whether caused by equipment, programming, human error, acts of God or otherwise relating to or in connection with the Sweeps, including, without limitation, errors which may occur in connection with the administration of the Sweeps, the processing of entries, Sweeps Data processing, the announcement of prizes and winners, the cancellation or postponement of the Sweeps, for any injury or damage to entrant’s or any other person’s computer or other device relating to or resulting from participation in this Sweeps, or for printing, typographical, human or other errors appearing in these Rules, in any Sweeps advertisements or other materials.

 

Limitation of Liability: BY ENTERING THE SWEEPS, EACH ENTRANT AGREES THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW: (A) ANY AND ALL DISPUTES, CLAIMS AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE SWEEPS, OR ANY PRIZE AWARDED, WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION; (B) ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS WILL BE LIMITED TO ACTUAL THIRD-PARTY, OUT-OF-POCKET COSTS INCURRED (IF ANY) NOT TO EXCEED TEN DOLLARS ($10.00), BUT IN NO EVENT WILL ATTORNEYS’ FEES BE AWARDED OR RECOVERABLE; (C) UNDER NO CIRCUMSTANCES WILL ANY ENTRANT BE PERMITTED TO OBTAIN ANY AWARD FOR, AND ENTRANT HEREBY KNOWINGLY AND EXPRESSLY WAIVES ALL RIGHTS TO SEEK, INDIRECT, EXEMPLARY, PUNITIVE, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES, LOST PROFITS AND/OR ANY OTHER DAMAGES, REGARDLESS OF THE FORM OF THE ACTION OR THE THEORY OF RECOVERY, EVEN IF THE RELEASED PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF THOSE DAMAGES, OTHER THAN ACTUAL OUT OF POCKET EXPENSES NOT TO EXCEED TEN DOLLARS ($10.00), AND/OR ANY RIGHTS TO HAVE DAMAGES MULTIPLIED OR OTHERWISE INCREASED; AND (D) ENTRANT’S REMEDIES ARE LIMITED TO A CLAIM FOR MONEY DAMAGES (IF ANY) AND ENTRANT IRREVOCABLY WAIVES ANY RIGHT TO SEEK INJUNCTIVE OR EQUITABLE RELIEF. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY, SO THE ABOVE MAY NOT APPLY TO YOU. 

 

Choice of Law: All issues and questions concerning the construction, validity, interpretation and enforceability of these Rules, or the rights and obligations of an entrant and the Released Parties in connection with the Sweeps, shall be governed by, and construed in accordance with, the substantive laws of the State of Ohio, USA, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other state’s law.

 

Arbitration: Except where prohibited by law, as a condition of participating in this Sweeps, each entrant agrees that: (1) any and all disputes and causes of action arising out of or connected with this Sweeps, or any prize awarded, shall be resolved individually, without resort to any form of class action, and exclusively by final and binding arbitration under the rules of the American Arbitration Association and held in Brook Park, Ohio; (2) the Federal Arbitration Act shall govern the interpretation, enforcement and all proceedings at such arbitration; and (3) judgment upon such arbitration award may be entered in any court having jurisdiction. In arbitration, there is no judge or jury and review is limited. The arbitrator’s decision and award is final and binding, with limited exceptions, and judgment on the award may be entered in any court with jurisdiction. The federal or state law that applies to these Rules will also apply during the arbitration.  Disputes will be arbitrated only on an individual basis and will not be consolidated with any other proceedings that involve any claims or controversy of another party, including any class actions; provided, however, if for any reason any court or arbitrator holds that this restriction is unconscionable or unenforceable, then the agreement to arbitrate doesn’t apply and the dispute must be brought in a court of competent jurisdiction in Brook Park, Ohio. The Sponsor agrees to pay the administrative and arbitrator’s fees in order to conduct the arbitration (but specifically excluding any travel or other costs of any entrant or any other individual (including legal counsel) to attend the arbitration hearing). Either party may, notwithstanding this provision, bring qualifying claims in small claims court. In the event there is a discrepancy or inconsistency between an arbitration provision contained in any Eligible Card terms and conditions, and the terms and conditions of these Rules, these Rules shall prevail, govern and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.

 

Miscellaneous: No transfer, assignment, cash redemption, or substitution of a prize (or portion thereof) will be permitted, except by Sponsor, in its sole discretion, due to prize unavailability or other causes otherwise determined solely by Sponsor, and then for a prize (or applicable portion) of equal or greater value. Each potential prize winner may be required to notify Administrator and Sponsor of prize acceptance by returning an executed and notarized Affidavit of Eligibility, Liability Release and (where legal) Publicity Release (collectively, “Prize Claim Documents”) within five (5) business days of issuance of notification or the other time period determined by Sponsor, or the other Released Parties, in their sole discretion. If any potential winner fails or refuses to sign and return all Prize Claim Documents within five (5) business days of prize notification, or other time period determined by Sponsor, or the other Released Parties, in their sole discretion, such potential winner will be automatically disqualified. Guest(s) of each Trip Prize winner will also be required to sign and return Prize Claim Documents prior to the issuance of travel documents to be eligible to accompany winner as a guest. Subject to their prior written express consent, each Trip winner and their guest may also be required to submit to a confidential background check to confirm eligibility and ensure that Trip attendance by such person, or the use of any such person in advertising, promotion, or publicity, will not pose a security threat or bring the Released Parties into public disrepute, contempt, scandal, or ridicule or reflect unfavorably on the Released Parties, as determined by Sponsor, or the other Released Parties, in their sole discretion, and, in such event, the winner's prize may be forfeited. Non-compliance with any of the foregoing may result in disqualification and awarding of prize to an alternate potential winner, if time permits. If any prize or prize notification letter and/or email is returned as undeliverable or the prize is declined for any reason, the potential winner will be disqualified and, at Sponsor’s sole discretion and time permitting, an alternate potential winner may be selected by random drawing from among all remaining entries. Should a potential winner decide to decline his/her prize for any reason whatsoever or not respond to the prize notification by the applicable response deadline, Sponsor (and, for the avoidance of doubt, the other Released Parties) shall have no further obligation to that potential winner and an alternate potential winner may be randomly selected from among all remaining Sweeps entries, if time permits. The Released Parties are not responsible for electronic communications that are undeliverable as a result of any form of active or passive filtering of any kind, or insufficient space in entrant’s email account to receive email messages. By participating, entrants acknowledge that they have read, understand, and agree to be bound by these Rules and agree that the Released Parties and each of their respective designees and assigns and all of their respective officers, directors, employees, shareholders, representatives, agents, and the franchisees of any of them shall have no liability and entrant will defend, indemnify, and hold harmless the Released Parties from and against any liability, loss, injury, or damage of any kind (including attorneys' fees) to any person or entity, including, without limitation, personal injury, death, or damage to personal or real property, due in whole or in part, directly or indirectly, by reason of: (i) an entrant’s participation/entry into the Sweeps; (ii) any materials he or she may submit in connection herewith; (iii) the acceptance, possession, use, or misuse of a prize (or portion thereof) or participation in any activities associated with the Sweeps or any prize (or portion thereof) awarded in connection herewith, including, without limitation, travel to/from/during the Trip and the lodging, activities and events of the Trip; (iv) the Released Parties’ violation of rights of publicity or privacy, claims of defamation or portrayal in a false light or based on any claim of infringement of intellectual property; and (v) any typographical, human, or other error in the printing, offering, selection, operation, or announcement of any Sweeps activity and/or prize. The Released Parties are not responsible for the actions of entrants in connection with the Sweeps, including entrants’ attempts to circumvent these Rules or otherwise interfere with the administration, security, fairness, integrity or proper conduct of the Sweeps. Sponsor reserves the right, in its sole discretion, to void any and all entries of an entrant who Sponsor believes has attempted to tamper with or impair the administration, security, fairness, or proper play of this Sweeps and to amend, modify, suspend, and/or terminate this Sweeps (or portion thereof) should virus, bugs, non-authorized human or artificial intelligence intervention or other causes corrupt or impair the administration, security, fairness or proper play of the Sweeps and, in the case of termination, at its discretion, select the potential winners via a random drawing from among all eligible, non-suspect entries rec’d prior to the event that required such termination. In the event Sponsor or Administrator is prevented from continuing with the Sweeps by any event beyond its control, including, but not limited to, fire, flood, epidemic, pandemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, large-scale illness, terrorist threat or activity, war (declared or undeclared), interference with the Sweeps by any party, or any federal, state or local government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within Sponsor’s, Mastercard's and/or Administrator’s control (each, a “Force Majeure” event or occurrence), Sponsor shall have the right to amend, modify, suspend, or terminate the Sweeps or prize. Sponsor may decide to postpone drawing dates and other deadlines herein or terminate the Sweeps or any prize early. In the event the Sweeps is terminated early, Sponsor shall immediately suspend all drawing and prize awards, and Sponsor reserves the right to award any remaining prizes (up to the total ARV as set forth in these Rules) in a manner deemed fair and equitable by Sponsor. Sponsor shall not have any further liability to any entrant in connection with the Sweeps. Sponsor and Administrator additionally reserve the right, in their sole and absolute discretion: (a) to amend, modify, suspend, or terminate the Sweeps should a Force Majeure event corrupt or interfere with the administration, integrity, operation, security or proper play of the Sweeps; or (b) to disqualify any entrant found to be, or suspected of: (i) tampering with the entry process or the operation of the Sweeps; (ii) acting in violation of these Rules; or (iii) acting in an un-sportsmanlike manner. CAUTION: Any attempt to undermine the legitimate operation of this Sweeps is a violation of criminal and civil laws and should such an attempt be made, the Sponsor and the applicable Released Parties reserve the right to seek damages (including attorneys’ fees) and/or other remedies from any such person(s) responsible for the attempt to the fullest extent permitted by law. The Sweeps and all prizes are provided “as is” and the Released Parties make no warranty, guaranty or representation of any kind concerning any prize (or any portion thereof) and disclaim any implied warranty. Some jurisdictions do not allow the disclaimer of implied or other warranties so the above disclaimer may not apply to you to the extent such jurisdictions law is applicable to you and these Rules. Without limiting the generality of the foregoing, entrants agree that the Released Parties: (a) maintain no control over the personnel, equipment, or operation of any transportation company, hotel, manufacturer, or other person or entity furnishing services, products, or accommodations (collectively, “Suppliers”) as a part of the prizes provided in connection with the Sweeps; and (b) will not be responsible or liable for any injury, damage, loss, expense, accident, delay, inconvenience, or other irregularity that may be caused or contributed to: (i) by the wrongful, negligent, or unauthorized act or omission on the part of the Suppliers or any of their agents, servants, employees or independent contractors; (ii) by any defect in or failure of any vehicle, equipment, instrumentality, service, or product that is owned, operated, furnished, or otherwise used by any of those Suppliers; (iii) by the wrongful, negligent, or unauthorized act or omission on the part of any other person or entity not an employee of the Released Parties; and (iv) by any cause, condition, or event whatsoever beyond the control of the Released Parties. Sponsor’s or any other Released Party’s failure to enforce any term of these Rules shall not constitute a waiver of that provision. The invalidity or unenforceability of any provision of these Rules will not affect the validity or enforceability of any other provision and Sponsor’s or any other Released Party’s waiver of any provision of these Rules shall not constitute a waiver of any other provision. In the event that any provision of these Rules is determined to be invalid or otherwise unenforceable or illegal, the other provisions will remain in effect and will be construed in accordance with their terms as if the invalid or illegal provision were not contained herein. Sponsor and Administrator additionally reserve the right, in their sole and absolute discretion to amend, modify, suspend or terminate the Sweeps should any provision of these Rules are determined to be invalid or otherwise unenforceable or illegal. Entrants agree to waive any rights to claim ambiguity of these Rules. Sponsor reserves the right to disqualify entrants who fail to follow these Rules or who make any misrepresentations relative to the Sweeps and redemption of a prize. Headings are solely for convenience of reference and will not be deemed to affect in any manner the meaning or intent of the Sweeps documents or any provision hereof. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Sweeps-related materials, and the terms and conditions of these Rules, these Rules shall prevail, govern and control and the discrepancy will be resolved in Sponsor’s sole and absolute discretion.

 

Winners Names: For the winners’ names, send a self-addressed, stamped envelope to be received by 7/23/27 to: Road to Adventure Sweepstakes Winners, 211 Greenwood Ave. 2-2, Promo 501, Bethel, CT 06801.

 

All third-party trademarks belong to their respective owners.

The use of any non-Sponsor trademarks, service marks, logos, or other marks in connection with this Sweeps or any prize is not meant by Sponsor to imply the endorsement of the respective owner(s) of such marks, or any affiliation of the respective owner(s) of such marks with Sweeps advertisements or the Sweeps.

 

Sponsor: Credit First National Association, 6275 Eastland Road, Brook Park, OH 44142-1399.

Administrator: teamDigital Promotions, Inc., 6 Berkshire Blvd., Bethel, CT 06801, www.teamDigital.com.